Payment behaviour

The payment conditions for your customer greatly influence the cashflow of your organisation. Customers that quickly pay your bills contribute to a greater working capital, so that you will be able to repurchase, satisfy ongoing costs, or enable investments.

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Determine the right payment conditions: insight into the payment behaviour of customers

With iRisk, it becomes much easier to determine the correct payment conditions, even for individual customers. You will receive insight into the payment history of customers, so that you will have a better understanding of what to expect from them. This makes it much easier to plan your cashflow, for example to be able to make new investments and prevent yourself from becoming unable to make current payments.

Prior to the first delivery

iRisk offers a solution prior to your first delivery, at the moment you want to make the payment agreements. At that moment, your customer will probably indicate you can expect the payment within for example 14 days, 30 days, or 60 days. That promise is beautiful, but unfortunately does not guarantee that this will actually happen. This could turn out completely differently in reality, therefore it is wiser to request historical data for this.

We offer insight into the payment behaviour of your customer, with which you can easily map the risk of non-payment or a late payment. Does this appear to be the case? Then it is wise to refine the payment conditions prior to the first delivery, in order to not bring yourself into trouble.

Planning the cashflow better

With iRisk, you make sure you offer customers the payment area they deserve. And that brings another important advantage, because you can plan your own cashflow better. It becomes easier to estimate who will meet the payment agreements, so that you know what money you will receive and what time this will take. This way, you can continuously chart the expected liquidity of your business, to make investments and not endanger the current accounts with it.

Your customer’s payment behaviour visualized

We gather payment experiences from different parties, so that we can offer you an estimation of the customer that is of your concern. We have data of many different businesses. Don’t we have any payment experiences of your customer in our system? In this case, we chart the industry, in order to indicate the risk on possible non-payment or an overdue payment using the industry average. This way, you will have important data, which makes it easier to determine the right payment conditions for the first delivery.

Contact us

Do you desire to have more information about our products and services? Feel free to contact us so that we can provide you with the best advice.


With iRisk, you easily gain insight into your (potential) business relation. Within several minutes, you will know if your business relation is creditworthy, if it has previously been involved in financial calamities, and what the payment behaviour is. On top of that, you will directly be able to see who is authorised to take decisions on behalf of your business relation.

Paylex scores your business relation in real time on more than 400 indicators and provides you with an advice about up to what amount you can safely do business. Directly contact us to non-bindingly discuss the best fitting solution.